Colorado Floods and No Insurance

October 22, 2013 by Rodd Malitsky

Colorado continues to recover from its devastating floods. Damage is estimated to surpass $2 billion, with multiple fatalities and over 1,500 homes destroyed.

The bulk of flooding was a result of moist air from the Gulf of Mexico falling on Colorado’s northern Rockies. In some areas, almost a year’s worth of rain fell in four days. As a result, mountainsides collapsed, sending water rushing through canyons and ravines, picking up debris along the way. To make matters worse, floodwaters flowed through mining operations and oil and gas drilling sites, raising fears of water contamination.

Adding to the devastation is that most Coloradans don’t have flood insurance. Many homeowners only get flood insurance when required by their mortgage lender. Because Colorado is not a coastal state and most homes aren’t located on flood plains, the level of flood insurance coverage is low.

It’s also true that homeowners whose homes are not located on flood plains are less likely to install flood vents. But as the Colorado floods demonstrate, even homes not located on flood plains can experience severe flooding as a result of torrential rainstorms, rapid snow melt and even accidental blockages of rivers and waterways.

If you’d like to learn more about installing flood vents in your home, feel free to contact us. Our FEMA compliant flood vents withstand rust, rot and rodents and are available in a variety of models and colors. Each vent comes with easy-to-follow installation instructions and heavy-duty screens.

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